About Us
Rate Capital Mortgage works with residents in California for all their mortgage home and home refinancing needs. We know that not all homes are the same and thus every customer presents a unique scenario. We offer a gamma of loan products to fit every customer needs.Coming Soon: Residents in Florida and Arizona
40
Years of combined experience
Powered by Technology means a simpler process
Faster closing time for your loan
Lowest rates in the industry
Our goal is to be the lender of choice for consumers, we strive to exceed customer expectations through a simple and thorough process. We achieve transparency by educating our customer and explaining each step of the way. Our commitment is to create lifetime relationships with every customer and help their families and their friends.
DRIVEN BY COMMITMENT
AT YOUR SERVICE
We are a group of professional loan originators with a combined 40 plus years of experience, and have adapted technology that allows us to make the process simper and resulting in faster close of your loan, at the lowest rates in the industry.
Feel free to contact Us
NI
Nicolas Iniguez
Broker/Loan Originator
NMLS 896133
619-213-7336
nick@ratecm.com
HZ
Hector Zamaro
Broker/Loan Originator
NMLS 1975552
619-869-3560
hector@ratecm.com
WHAT PEOPLE ARE SAYING ABOUT RATE CAPITAL MORGAGE
He had tried with multiple companies and loan officers before being referred to Nick. We had a unique scenario that Nick was able to not only close but he did so in a matter of weeks. We have know worked with him in several occasions and we are happy to do so for all our mortgage needs.
Enrique Cuevas
We are so glad that my Brother-in-Law referred us to Nick. Not only the listing agent wanted to sell us their loan officer, they ended up using Nick for all their future Pre-Qualifications. The process had some issues on the Real Estate side and Nick was able to maneuver the issues with ease and I am 100% convinced that with out his knowledge, we would have not been able to close.
Cesar Oceguera Rodelo
Before working with Nick, I used to go to my local bank for all my mortgage needs. I have used Nick's service many times over and have referred him to all my friends and family and we can all agree that he has over deliver every single time! Thank you Nick!
Everardo Gutierrez
Rate Capital Mortgage | NMLS 2188579, Consumer Access www.nmlsconsumeraccess.org
